James 5:1-6 

A Warning to the Wise 

1. God will bring judgement against the "lost" who pursue materialism. (vs. 2-3) 

- Matthew 6:19-24 

Materialism:  The pursuit of money & material possessions in order to have happiness and purpose in life.  

"Who" or "what" do you place your happiness & purpose in life?  

2. God will bring judgement against the "lost" who take advantage of others to acquire more wealth & possessions. (vs. 4) 

Do you seek ways to cheat others so that you can require more money?  

- Proverbs 11:1-3 

Examples in our Community 

1. Do you pay your employees as you would expect to be paid? 

2. Do you over-price Customers? 

3. Do you Cheat on Taxes?  

4. Do you not pay your bills but secure your "toys"? 

3. God will bring judgement against the "lost" who live for THEIR glory instead of the glory of God. (vs. 5) 

Does your spending make yourself "Known" or make Jesus Christ "Known"?

- Colossians 3:16-17 & 3:23-24 

Application to the Wise 

1. Those who fear the Lord will be "His people". - Proverbs 9:9-10 / John 10:4 

2. Godliness with contentment is great gain! - 1 Timothy 6:6-10 

Discipleship Opportunities: 

1. Bless someone else with your "extra".  

2. Go through "Financial Peace" 

3. Budget for God's glory! (Proverbs 27:23-27) 

Budgeting for God's Glory 

1. Tithe and Start giving with Joy & Sacrifice. 

2. Taxes 

3. Debt - Minimal that doesn't incur more debt. 

4. Food - Needs 

5. Clothes - Needs 

6. House - Needs 

7. Insurance - Needs 

8. Transportation - Needs 

9. Savings for the unexpected

10. Saving for the future in order to be a blessing not a burden. 

11. Then Others

12. Then You